Iowa has some of the lowest auto insurance rates in the United States, which is good news for Dubuque residents looking for car insurance. Even so, insurance costs can vary widely from one insurance company to another and you want to make sure you’re getting the cheapest rate possible. To save on your auto insurance, follow these tips:
Drop Extra Coverages You Don’t Need
You may be paying for insurance coverage you never or rarely need, such as towing and rental coverage. Consider dropping these extra coverages to lower your insurance rate.
Depending on the age of your auto, you may also want to drop your comprehensive and collision coverage. Most insurance companies recommend dropping these coverages if your auto is more than five years old.
Get All the Discounts You Qualify For
Insurance companies offer a variety of discounts that will lower your auto insurance rate. Ask your insurer if you qualify for any of these discounts:
Continue reading ‘Where to Get Cheap Dubuque Auto Insurance’
It would be easy to tell you to just jump online, find one of the many sites that allow you to make comparisons of the prices of homeowner’s insurance policies from a variety of different insurance companies and be done with it.
Unfortunately doing that will not necessarily get you the cheapest homeowner’s insurance that you can find online in Iowa.
The good news is, the steps you need to take before getting online to look for your cheap homeowner’s policy are all relatively easy to take.
Let’s start with smoking. If you smoke you are going to pay more for your homeowner’s insurance. It’s that simple. You need to stop smoking if you want to get the best possible rates. If you already have a homeowner’s insurance policy and you were a smoker at the time you took out the policy but you have since quit, you need to let your agent know as you will be in line for a rather nice reduction in your monthly premiums.
Continue reading ‘Cheap Homeowners Insurance Online In Iowa’
The capital of Iowa, Des Moines is a sprawling city noted for kicking off the U.S. Presidential campaigns every four years. If you are looking for a more traditional place to raise a family, this may be the place.
Des Moines also serves as the seat of Polk County, and is the center of a growing metropolitan area. With an estimated 196,857 residents in 2006, Des Moines has experienced marginal growth since 1990. The core population peaked at 208,982 in 1960. Since then, outlying suburbs have boosted the overall metro population to over 534,230. While Des Moines has successfully annexed bordering areas, a plan to merge governments with Polk County was soundly rejected by voters. The median age of city residents was 35.6 years in 2006 with 76% of the population being White non-Hispanic. Another 8% were African American, 10% Hispanic and 4% Asian. The African American and Hispanic populations are significantly higher than the Iowa average. About 10% of residents were foreign born, significantly higher than the state average. Over 25% of residents claimed German ancestry. Families made up 62% of Des Moines households. The 2006 median income for households in Des Moines was $41,651, slightly under the state average. It was somewhat below the national average of $46,242. Unemployment in 2006, at 6.8% among the civilian workforce, was greater than the national trend. About 15% of the population lived in poverty, equal in percentage to the number of dropouts in Des Moines.
Continue reading ‘Iowa is a Better Pace of Life’
Tornadoes are deadly and there’s nothing you can do to prevent them. Remember the Iowa City Tornado of 2006?
There’s a new tornado in the news which had a bad outcome.
A tornado slammed a Boy Scout camp in the remote hills of western Iowa on Wednesday, killing at least four people and injuring 40, most of whom were on a hike when the twister struck.
All of the children had been accounted for late Wednesday, after rescuers cut their way through downed trees and debris to reach them, said Russ Lewrenson of the Mondamin Fire Department
You can read the full article about this devistating event here.
photo by pingnews
Mortgage defaults in the Des Moines real estate market are all over the news, and home sellers are left wondering what will happen to their homes. Without the much needed level of subprime mortgages to balance out the market, how will home purchases rebound, or better yet, remain consistent? Home sellers will need to step up the game in order to entice new buyers to purchase their homes. It is no longer the simple task of finding a mortgage and buying, now, with mortgages being more tight reigned than ever before, it is about showing why your property is THE one to buy.
Home sellers can list their home below market value, offer open houses and even advertise their property only to find that their home remains on the market month after month. Mortgage approvals are following stricter guidelines thanks to a wealth of subprime foreclosures and buyers are feeling the weight of this crunch. If a seller wants to sell their home, they will need to show why the home is a great deal.
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Summer is here, the kids are out of school, the first swarm of mosquitoes has arrived. All you bow hunters know that deer season is right around the corner. I am trying to get all my outdoor home projects done before it gets too close to hunting season. The spring food plots are in. The mineral Licks have been made. My summer bow shooting schedule is starting. We have a lot going on.
We have finished our spring food plots. This year we are going to do things differently. Last year we planted all our plots in the fall with our fall blends because of the very dry summer. This spring we had some of the annuals make it through the winter. A few turnips made it along with quite a bit of rape plants.
Continue reading ‘June Deer Hunting Tips’
The following article was written by TK Kenyan who blogs at tkkenyon.com and fictionlessons.blogspot.com
Don’t Show, Dramatize! — Even Better Than “Show, Don’t Tell.”
I’m sure that, at some point, you’re heard the adage Show, Don’t Tell. There’s even a rather good writing book by that title. Here’s a new aphorism: Dramatize, Don’t Just Show. Important information should be woven into the action and the results of it shown in the scene. It’s a tough concept. Try to think about not telling your audience / reader the info, but just showing the effects of the event and weaving it in insidiously so that the reader just takes it for granted. Bad examples of a good idea:
Telling: Bobbie had an illegitimate child, Ted.
Showing: Bobbie picked up the photo of her and Ted, her son. He was blonde, blue-eyed, and looked like his father, Jim.
Bobbie’s husband, Lars, walked into the kitchen.
Continue reading ‘Fiction Lessons from the Iowa Writers’ Workshop’
fter gaining momentum from a major PR campaign prior to Farm Safety Week in mid September, and a continuous email and phone marketing campaign to various ag-related industries, organizations and publications, Farm Safety USA is now an international company!
Recently, we broke the 25 farm safety audio series into Canada and New Zealand through the Farm Safety Association’s agricultural field educators who are equally concerned about their children’s health and well-being on the farm.
As Farm Safety USA continues in their dedication to farm children, we have been very successful in creating relationships with many different ag-related companies, organizations and institutions including: several State Farm Bureau Federations, Ag In The Classrooms, Mutual Insurance Companies, Future Farmers of America, a few of the Occupational Safety & Health University extensions and numerous farm families, nationwide.
Continue reading ‘Farm Safety USA’